Living Costs 

Malaysia offers a superb quality of life at prices that most Europeans will find hard to believe. Property prices are low: a three-bedroomed apartment in a condominium in Malaysia is available from £50,000 - or less. Utility charges are low and with temperatures never dropping below 22oC at night, there is no need for central heating. Air-conditioning is normally considered essential, at least for the bedrooms. Even if air-conditioning is used regularly, the total electricity bill should not exceed £600 per annum and many families only use half that amount.

Imported cigarettes cost less than £1 a packet – local brands even less – while premium imported spirits are about £12 a bottle. Locally bottled gin, vodka, rum, brandy and whisky are available for less than £4 per bottle. They serve the purpose but for most expatriates the whisky is noticeably inferior to their usual proprietary brands.

Wine is available from £3 per bottle upwards and excellent wines are available from Europe, Australia and South America. Beer in the supermarkets fluctuates according to the current special offer and, when bought by the case, varies between 45-75 pence per small can. Incoming international passengers are allowed to bring in a litre of duty free spirits and the island of Langkawi, just a short inexpensive flight away, is totally duty free. Eating out is one of the great joys of life in Malaysia, a social activity that takes place 24 hours a day, seven days a week and seems to involve the entire population. Costs range from less than a £1 per person for a casual – but delicious – snack at one of the hawker stalls, to £5 for a delightful dinner in a small restaurant or club. A sumptuous buffet – wine and beer included - in a premier hotel - will set you back less than £10 per person. Food of every variety and flavour is available in Malaysia, a true melting pot of culinary styles.

Where there is no piped natural gas, a large cylinder of LP gas which can last up to 3 months is less than £2.20 including delivery, usually within four hours but often within 30 minutes. Telephone land lines cost £3.90 per month and local calls are the equivalent of four pence a minute. The cheapest international calls are via call cards and a £4.30 card enables just under four hours of call time to the UK. Water and sewage combined charges average less than £3 a month. Postal charges are also well below those in the UK as a first class stamp costs less than five pence and an airmail post card to anywhere in the world costs seven pence.

Local domestic help is readily available and while it is not necessary to have a maid if living in a condominium, it certainly makes life more pleasant. Maids are available for £1.50 an hour and, for many couples, hiring a maid for just a few hours a day to do the washing, ironing and cleaning is sufficient.

A full-time live-in Indonesian maid can be hired for about £75 per month compared to £110 for an English-speaking maid from the Philippines. They can be obtained through an agency, but the best method is to take over a maid from a friend who is leaving, or to hire one on the recommendation of a friend. Most larger properties have an additional maid’s sleeping quarter. Public transport is much cheaper than in the UK (a 6-km bus ride costs about 10 pence).

Driving Licence and Cars
Malaysia recognizes all international driving licences. Therefore you do not need to obtain a new driving license in Malaysia as long as your licence is still valid. Cars, however, are more expensive to buy than in the UK, especially imported models with a large engine capacity, while locally-assembled cars are about 10-15 per cent higher. Foreigners coming in on the MM2H scheme are entitled to buy or import one car, tax and duty free, making it considerably cheaper than in the UK. Running costs are very cheap; petrol is less than 20 pence per litre. Road tax for a two litre car is £57 and £18 for a one litre car. Third party insurance for all cars without a no-claims bonus is £14 per annum. A no-claims bonus can be transferred from a UK insurer.